2023 C-TAP Key Figures
C-TAP as payment terminal specification is deployed on 612.000 payment terminals across 25 European countries. In 2023 these C-TAP terminals processed 7.6 billion transactions.
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Acquiris a.i.s.b.l. is a payment terminal specification provider and the C-TAP certification body within the SEPA region. In close co-operation with stakeholders, Acquiris keeps the C-TAP (Common Terminal Acquiring Protocol) specifications in line with market demands and technological developments. The certification process guarantees to all parties in the payment value chain that deployed terminals conform with the specifications.
Acquiris is a not-for-profit, independent, membership-driven organization with an open Governance.
Are you an acquirer and do you want to provide acquiring services to merchants for all the brands you process in multiple countries with a single terminal (a terminal that the merchant might already have) without interference with other brands you do not process?
Are you a merchant and do you want to accept multiple card brands with the acquirers of your choice on a single terminal? Do you operate in multiple countries with a single terminal specification?
Then C-TAP is your solution.
This page lists the current members of Acquiris, their role and membership type. Possible roles are Sender of C-TAP transactions (terminal vendor (TV)), Receiver of C-TAP transactions (Acquirer Host/Processor (AH), and other Stakeholder (OS).
The exchange of information with payment cards of various technology and how these cards are recognized
The detailed flow for various types of transaction processing
The association of a recognized card with an acquirer that will authorize and settle the transaction
The data exchange with this processor
The message and information processing requirement at the acquirers’ host system
The Terminal Certification Procedure provides an increasing level of confidence to Terminal Vendors and Acquirers/Acquirers Processors that the certified terminal adheres to the Multi Card Brand / Multi Acquirer principles of the SEPA-wide C-TAP specifications while providing a uniform and consistent cardholder and merchant experience. An overview of this certification procedure can be found below.
Typical payment terminal configurations accept EMV smart cards; magnetic stripe cards and provide contactless payment solutions.
C-TAP as payment terminal specification is deployed on 612.000 payment terminals across 25 European countries. In 2023 these C-TAP terminals processed 7.6 billion transactions.
C-TAP v11.0 specifications have been released in November 2021 and were endorsed at the Acquiris General Assembly. The C-TAP community has developed the C-TAP v11.0 specification in order to consolidate all Specification Updates of C-TAP v10.1 into a new release of the C-TAP specifications in addition to a next generation security layer of TSC 2.0 (Terminal Security Component) based on AES (Advanced Encryption Standard) and ECC (Elliptic Curve Cryptography).
The C-TAP v11.0 specifications will be implemented on the C-TAP Acquiring Hosts by July 2023. As from July 2023 terminals presented by Terminal Vendors for certification shall implementC-TAP v11.0, supporting either TSC1.0RSA or TSC2.0 ECC.
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